Microcredit

The main intention behind this post is the reflection of my latest readings from 'Swaminomics' editorial section of 'The Times of India'. 'Anjumans deprive Muslim Women of microcredit'.

In India religion, language, community is used as a powerful weapon. A small trigger can impact a major explosion. So Let's talk about the Microcredits in general.

Microcredits, say as microloans is originated by Bangladesh Grameen Bank during 1970 by Muhammed Younus. Even he won Nobel prize for this financial innovation. Microcredits is different from general finance in such a way that the aim of microcredits is to develop socioeconomic by building trust, employment opportunities, micro-entrepreneurship etc., This is an excellent tool to eradicate poverty and improving self-help scheme. When traditional credit systems won't work with these people, microcredits gained lot of popularity and it got it's own objective achieved. The government cannot make employment for each and every individual in the country, but this sort of proposals can wake everyone up towards self-employment. When I say self-employment, I remember a case; in my native village few families prepare 'namkeens', sweets and the neighbours buy from them. The same thing can be done in a better way with the use of microcredits; They can extend to sell packed snacks, they can also make paper bags and supply to shops along with this and make our country 'plastic' free. Again I don't want to take the controversy of paper usage and environment. We can't make it as eBag!!

The opportunities can be created by investing little time by analysing the environment. What is available, what is needed, what is our strength etc., Nowadays 'Organic' virus spreads across the world. Some people can think of it in villages that some part of land can be 'demilitarize' from pesticides, artificial manures etc., and packed organic things can be exported. There is a high demand in western countries. We humorously see 'made in china' mobiles. Lets applaud the advancement in technology and look at the provided features. How come they could make it so cheap? Religion is to make betterment of human life. We relax lot of things and we interpret lot of things which are inclined to us. This is what my view in response to Mr. Aiyar's edits. Thanks for your valuable time to read this post.

Hibernation

Many a times i asked myself why didn't I post for a long time. Even lot of things hit in my mind, I couldn't digitize it. Let's see what's next post!
உறக்கத்தில் இருந்து எழுந்துரு!!

Humanity

"World is a stage!". We come across different characters in our life and some people will never be forgetable from our memories. My day starts before my HP iPAQ alerts me at 7'O clock because our biological clock is smart enough than gadgets. I am going to miss my morning walk in 'Aundh Road' very shortly in around 10 days. I prefer walking towards this road since it's pretty long and we could see different sort of people than people doing exercises in other places and make your mind doing exercise than relaxing. On the way I could see many characters. One sort of people are scavengers, cleaning the shedded leaves on the road. The most beauty of this road is the trees along the side of the road. These guys cleans the full stretch without knowing that they are doing the 'real' exercise. They are the one who makes this road more beautiful with neat and tidy. Another sort of people are the kids going for school in cycles. Some of them never fails to say 'hi' while crossing me. I remember a girl named 'Suchitha'. I used to remind my school days walking for long distance towards the end of village. Another sort of people are the employers who goes to office/work by walk. They too never fails to say 'hi' and the smile is TRUE not dubious. Others are the walkers who do their morning walk; I wish them while crossing me and I want to mention one among them. I also used to imagine how I will be during my 'age-old' days by looking at them. I do not know the name of one lady but worth mentioning about her. She never fails to advice those scavengers to cover their nose and mouth during their work. Alas, India is geographically filled with dust everywhere. She never hesitate to tell each and everyone before finishes her walk. She wishes me daily with 'Good Morning' and while we finishes our walk I am blessed with 'Have a good day' by her and we use opposite direction while finishing. One day she bought around dozens of 'nose cap' and she was giving to each and everyone of scavengers and asked them to cover their nose. I got tears by looking at the level of humanity she have in her heart. I amazed about the almighty's creation and prayed to get such heart for everyone. I really accept her wishes as blessings daily and I could not see her for some days. But my eyes were wandering in the road. Today I got her blessings and suddenly she asked me, "kyun poocha, maa kahan thi ethni din!". She replied herself that she had gone to Nashik. I was telling her about my plans of leaving pune and moving to Bangalore. Suddenly she replied, "maa ko pathaa lik-ke dedho, mein khabi aaya tho aatha hun". Also she stated that she had two sons and one engineer and other a lecturer also doing his Ph.D. My morning walk makes me more relax and I could work long hours in office because I am 'workaholic'. Most of the time I think how We got the habit of offering help to others; Is it by nature? Is it from the Almight?. Also I think this is the habit we inculcate by seeing others in our life.

Behind the name.....

Being traditional, all starts with praising the lord!

A saying from Thirukural by Thiruvalluvar!

"அகர முதல எழுத்தெல்லாம் ஆதி
பகவன் முதற்றே உலகு"
'A' leads letters; the Ancient Lord
Leads and lords the entire world.

Yes! I too..

"In the name of God, most Gracious, most Compassionate".

My first write-up is about my name.

Mohamed Halid Umar

Mohamed: pronounced as moh-HAH-med, moo-HAH-med. It is of Arabic origin, and its meaning is "praiseworthy". Name of the prophet and founder of Islam. Many Muslims believe that angels pray with families which have a member named Muhammad.

Halid: pronounced as k-halid, kha-lid; means "eternal", derived from Arabic khalada "to last forever". This name was borne by a 7th-century Islamic military leader, Khalid ibn-al-Walid

Umar: pronounced as u-mar; means "populous, flourishing", derived from Arabic ('umr) "life". Umar was a strong supporter of Muhammad who became the second caliph of the Muslims. He is considered to be one of the great founders of the Muslim state. The name was also borne by a 12th-century poet from Persia, Umar Khayyam.